Tools For the Journey – Emotional Bank Accounts

How’s your bank balance? My husband and I recently refinanced our house in order to consolidate our debt at a lower interest rate and free up money in our monthly budget so we can start saving regularly toward an inevitable vehicle replacement, here are 10 Tips to Achieve The Best Personal Loan Deal that helped us out. Unlike our federal government, we’re committed to depositing more than we spend. (Sorry, couldn’t resist.) However, as described in

Tools For the Journey – Habit #3 – Put First Things First

What one thing could you do (that you aren’t doing now) that if you did on a regular basis would make a tremendous difference in your personal life? What one thing in your business or professional life would bring similar results? As we’ve been working through The 7 Habits of Highly Effective People by Stephen R. Covey, so far the habits are building on themselves and starting to transform us from the inside out. Habit

Tools For the Journey – Habit #2 – Begin With the End in Mind

Imagine for a moment that you could eavesdrop at your funeral. What would you want others to say about you? What would you want others to have seen in your life? What achievements would you want them to remember? What difference would you have made in their lives? The answers to these questions touch on some of our deep fundamental values and reveal our personal definition of success. The second habit contained in The 7

Tools For the Journey – Habit #1 – Be Proactive

The other day, I popped a bag of popcorn for a snack … then got to share it with my kids when the smell brought them running. It reminded me of Pavlov’s dogs who started salivating at the sound of a bell. Society tells us that we are conditioned to respond to certain situations based on our environment, upbringing, or genetics. However, as humans, we have self-awareness, imagination, conscience, and independent will, and therefore can

Tools For the Journey – Seven Habits For An Effective Life

Do you want an effective life? To know that you accomplished more than simply marking time until the next paycheck? I’ve felt like I’ve been spinning my wheels this summer in the quagmire of multiple baseball games, basketball camps, my brother’s wedding, work deadlines, abandoned writing goals, and more. Instead of feeling recharged, I’m weary. Instead of building something, I feel like the foundation is cracked. If I want to get somewhere in this journey

You Can’t Make Me

“He makes me so mad.” “She drives me crazy.” “They make me laugh.” What’s the common element with these statements? They operate on the assumption that someone or something else is able to force a specific reaction from you. When in reality the statement uttered by defiant toddlers and teens everywhere rings truer. “You can’t make me.” It all comes down to something called personal responsibility. While I can’t control the circumstances or people in my

How to be Successful

“Success is nothing more than a few simple disciplines, practiced every day.” ~Jim Rohn Since I’ve never heard anyone say they wanted to fail or to grow up to be an underachiever, I’m assuming that we would all like to be successful. However, if that’s the case, then why do so many of us fall short? Because wishing and being are two different things. And the dreaded “D” word, discipline, is the key ingredient. I’d like

Prioritizing the To-Do List

“Start by doing what’s necessary; then do what’s possible; and suddenly you are doing the impossible.” ~St. Francis of Assisi I love lists. Daily to-do lists. Weekly goals. Groceries. Marketing contacts. Project steps. Writing ideas. And almost as much as making the lists, I love crossing things off of them! (Confession time: I’ve been known to put things on a list after I did it, just so I could draw a line through it.) But


“All the world is full of suffering. It is also full of overcoming.” ~Helen Keller As a child, I remember reading a book about Helen Keller. If anyone knew first hand about overcoming, she was certainly one of them! Left deaf and blind after illness at age 19 months, it was years before Helen discovered the power of sign language and communication through her teacher, Anne Sullivan. She went on to college and in 1904,

The Applause of One

“The person who seeks all their applause from outside has their happiness in another’s keeping.” ~Dale Carnegie Last week was the end of the school year, complete with elementary awards assemblies and field day. A time to honor those who have achieved great things and celebrate their accomplishments. But not everyone got a certificate. Not everyone is gifted with artistic or athletic abilities. What about those who went home empty handed? What about me? I’ll be